Rocco St. Julien
Private Money Lending for Real Estate Investors
Is a Hard Money Loan Right for You?
At Rocco St. Julien LLC, we offer private money lending for seasoned real estate investors. Our hard money loans provide fast, flexible financing for non-owner-occupied properties.
Key Benefits:
– Asset-based approval
– No credit score or income requirements
– Fast closings for time-sensitive deals
– Loan amounts: $100K – $5M
– Up to 75% LTV
– Interest-only payments
– Available to foreign nationals
We finance various property types, including:
– Single-family homes
– Multi-family properties
– Commercial real estate
– Mixed-use developments
– Office, retail, and industrial spaces
Need a Fix-and-Flip Loan?
At Rocco St. Julien LLC, we provide tailored Fix-and-Flip loans for experienced real estate investors. These loans offer fast funding to purchase and renovate properties efficiently, helping you maximize your investment returns.
Loan Highlights
– Up to 80% Purchase Price: Secure funding for property acquisition.
– Up to 100% Rehab Costs: Cover renovation expenses entirely.
– Max 70% ARV Combined Loan Amount: Based on the After-Repair Value.
– Recent Transaction History Required: Proof of prior successful flips.
Eligible Properties:
– Residential 1–4 Units
– Townhomes
Our Fix-and-Flip loans are designed to help seasoned investors act quickly in competitive markets.
Should Your Company Use a Rent and Hold Loan?
At Rocco St. Julien LLC, we offer Rent and Hold Loans designed for real estate investors looking to acquire and hold properties long-term. These loans provide flexible financing options for building and maintaining a rental property portfolio.
Key Benefits:
– Flexible Financing: Access loan amounts from $100K to $5M with up to 80% Loan-to-Value (LTV).
– Long-Term Stability: Enjoy a 30-year self-amortizing term, ideal for long-term investment strategies.
– Eligibility: Available to Foreign Nationals, with no minimum FICO score required in some cases.
– Diverse Property Options: Finance a wide range of properties, including single-family homes, condos, townhomes, multi-family units, commercial spaces, mixed-use developments, offices, retail properties, and industrial warehouses.
Why Choose Us
Speed
We qualify every deal based on the value and condition of the property only. A huge advantage for you. Unlike traditional lenders. Loan approvals/commitments can be given in a matter of minutes as, opposed to days, weeks or even months. The entire process, from initial approval to closing, can happen in less than seven days (in some cases).
Zero Restraints
We lend on properties in any condition. Unlike conventional lenders, who cannot, on inhabitable properties. They can only lend on properties that pass inspection. We even fund multiple properties at once. Zero restraints give you unlimited and unrestricted acquisition potential.
Investor Services
To assist you with the bidding process, we offer written approvals and proof of funds letters too. You’ll also receive flat-fee MLS access. All this to market your property with minimal closing costs.
No Transaction Limits or Minimums
The possibilities are endless. Our terms are very competitive. Short-term loans are typically two years in length, which may be extended indefinitely as long as the loan is in good standing. We charge no up-front points or origination fees, resulting in substantial transactional savings for the investor.
Types of acceptable Properties To Partner With Us
Our funding is aimed primarily at single-family homes, apartment buildings, and most types of commercial properties.
Terms and Conditions
We have several loan products structured to address either long or short-term needs. For longer term needs on rental properties for example, we have endlessly extendable loans.
For fix and flip projects, we options with no
points up front keeping your out of pocket expenses minimal.
Headquarters
Our company located in the heart of the financial district in Houston, TX
Rocco St Julien
3845 Cypress Creek Pkwy Ste 350 #1063
Houston, TX 77068
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Apply for a Loan Today!
At Rocco St. Julien LLC, we understand that time is critical for real estate investors. Unlike traditional lenders, which can take weeks or even months to process loans, we provide immediate approvals and fast closings to help you seize opportunities without delay. Our streamlined process begins with a brief application, allowing us to issue pre-approvals within hours. Since our loans are asset-based, there are no personal qualifying requirements—approval is solely determined by the property’s value. If your property meets our criteria, you can move forward confidently and quickly. At Rocco St. Julien LLC, we pride ourselves on offering fast, flexible, and reliable funding solutions tailored to your real estate investment needs.